It has been a while since I wrote a new blog. I have had a few things on my mind. We have been renting out our house back in Indiana for about a year now. Our rental agreement with our tenants expires at the end of this month so we have to decide (as do our renters) if we should set up another 1 year rental agreement, continue to rent month to month (as outlined in the existing rental agreement) or do something else. The “something else” would be in the vein of taking out a home equity loan and making some updates to the house so we can rent it out for a higher amount. Another option is to sell the house (with our without a home equity loan and updates). One final option is to move back to Indiana (which may or may not also involve a home equity loan). Our lease here in Texas ends in January so there is a 4 month gap between the ends of the agreements (though with some potential financial penalty we could get out of this lease early). At any rate, the wife and I have been talking about what we should do and entertaining the thought of returning once again to our native state of Indiana.
This is not the first time we have thought about Texas and Indiana and where we should live. If you know me at all, you know I make decisions almost solely on numbers and spreadsheets. If you know my wife at all, her thought process is best outlined by the below picture.
I often make a rocking / wave motion whenever we discuss the Texas / Indiana subject. She goes back and forth on where would be the best place to live and oscillates between the two choices (represented here by the Crest and Trough) quite often. I note also the Length and Height references on the picture. The Length indicates how quickly she changes her mind back and forth (and back again) and the Height could indicate the level of passion for whichever section of the Crest / Trough cycle she is on in her mind at any given moment. I give her a lot of grief over this but lately I too have been going back an forth on this decision. However, since I do not want to paint myself as a Crest / Trough kind of person, I had to find an alternative description of my thought process.
At first I thought that I could explain my thoughts by a simple teeter totter.
You can put Indiana on one side and Texas on the other and whichever way the teeter totter teetered would be the decision. This is not how I think however. The problem here is knowing what the blue boxes represent (or even the two sides). Are the sides here Texas and Indiana? Do the boxes represent reasons to live in one place versus the other? What about reasons NOT to live in Indiana or Texas? Where do they go exactly? Once I decided that this is not how I decide, I decided to make it more complicated.
Here I added some purple shapes to indicate the reasons NOT to move to Indiana or Texas. They would go to the opposite side of the teeter totter. I also added a heart to indicate where I would really want to live if money were not taken into consideration. This last thought (ignoring the money factor) is something that does not fit into a column or row of a spreadsheet (trust me, I have tried). This really does not fully describe how my mind works either. Let’s try this…
Here we have a teeter totter for both places along with good and bad reasons to live there. There are 2 hearts (my heart is split really). In this scenario I am comparing the angles that the teeter totter teeters as it goes up and down as I throw things on it. As time goes on, I think of more and more things to throw on one side of the teeter totter or the other. Over time the up and down motion can be plotted. If you graphed the height of the sides of the teeter totter over time it would look something like this…
Hey, wait a minute! Maybe the wife is not as crazy as I make her out to be!
Jon